I don't know anyone that actually looks forward to reading through that phone book of a packet that is the printed out insurance policy. And it's the same for all insurance policies -- homeowners insurance, auto insurance, flood policy, life insurance -- they are all intense and immense documents filled with enough financial jargon and corporate legalese to make your head spin (which most policies don't cover).

That's why the brilliant minds behind the insurance industry created the declarations page (or dec page, for short). Every dec page for your insurance policy is a customer-friendly summary of everything your insurance policy contains. Along with basic contact information for the insurance company handling your policy, each dec page lists what the insurance policy is for, how much coverage is offered, deductibles, premiums, how long the policy is valid, and any other endorsements, additions, discounts, or changes to the policy.

But even declarations pages can be tricky. That's why many aspiring agents choose to act as liaisons between the insurance company and the customer. Think of an insurance agency as your own personal ambassador to the a big insurance company. We're here to be your concierge and cater to your every query and whim. We also have the luxury of working with multiple big insurance companies to find you the best coverage for the lowest price.

So ask your insurance agent about your dec page today. Never be afraid to ask questions or go over your policy -- familiarity will bring you peace of mind. Make today a great one, you insured intrepid, you.